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OFFERINGS INDEX

Terms of Use

Last updated: June 27, 2026

Welcome to OFFERINGS INDEX. By accessing or using this website, you agree to be bound by the terms set out below. Please read them carefully before using the site. If you do not agree with any part of these terms, please do not use the platform.

About this platform

OFFERINGS INDEX is an independent curated index of third-party services and offers. We research, write about, and link to offers from external providers. We are not ourselves a provider of any product or service listed on the site. We do not sell directly, process payments, handle transactions, manage bookings, or enter into any contractual relationship on behalf of any provider listed here.

All offers, pricing, terms, eligibility requirements, and availability displayed on this site are set independently by the relevant third-party providers. This information may change at any time without notice to us. We strive to keep listings current, but we cannot guarantee that every detail reflects a provider's most recent position. Always confirm the current terms directly with a provider before making any commitment.

Eligibility and access

This site is available to users aged 18 and over. By using OFFERINGS INDEX, you represent and warrant that you are at least 18 years old and have the full legal capacity to read and agree to these terms. If you are accessing or using the site on behalf of a business, organisation, or other legal entity, you represent that you have authority to bind that entity to these terms, and references to "you" in this agreement shall include that entity.

We reserve the right to restrict or refuse access to any person at any time, for any reason, including where we have reason to believe that a person has breached or is likely to breach these terms.

Permitted use

You may access and use this site for personal, non-commercial informational purposes. You agree to use the platform in a manner that is lawful, respectful of others, and consistent with these terms at all times. In particular, you must not:

  • Use the site for any unlawful purpose or in any way that violates applicable laws or regulations in your jurisdiction.
  • Attempt to gain unauthorised access to any part of the site, its servers, databases, or any connected systems or infrastructure.
  • Scrape, harvest, copy, or systematically extract content from the site in bulk, whether using automated tools or manual processes, without our prior written permission.
  • Misrepresent your identity, affiliation, or credentials, or impersonate any person or entity.
  • Interfere with or disrupt the operation or performance of the site, or transmit any content that could harm the site or its users.
  • Introduce viruses, malware, spyware, ransomware, or any other harmful or malicious code or software into the site or related systems.
  • Use the site in any manner that could damage, overburden, or impair our servers, networks, or the experience of other visitors.
  • Reproduce, republish, redistribute, sell, or otherwise exploit content from this site for commercial gain without our express prior written consent.

We reserve the right to restrict, suspend, or terminate access to the site for any user who breaches these terms, misuses the platform, or engages in conduct that we reasonably consider harmful or inappropriate.

Informational purposes only — no professional advice

All content on OFFERINGS INDEX is provided for general informational purposes only. Nothing on this site constitutes, or is intended to constitute, financial, legal, tax, medical, insurance, or any other form of regulated professional advice. The information we publish reflects our understanding of offers and services at a general level and should not be relied upon as a substitute for professional guidance tailored to your individual circumstances.

Before making any significant decision based on information found on this site — including financial decisions, insurance choices, home improvement commitments, or contractual agreements with any provider — you should seek independent professional advice from a suitably qualified and regulated professional. OFFERINGS INDEX accepts no responsibility for any decisions made or actions taken in reliance on content published on this platform.

Offers, services, and providers described on this site may not be available in all locations or suitable for all situations. What works well for one person may not be appropriate for another. We encourage you to do your own research and, where relevant, consult a professional before proceeding.

Third-party links and providers

This site contains links to third-party provider websites. When you click a link and leave OFFERINGS INDEX, you are directed to a website that is outside our control. Once there, you are subject to that provider's own terms and conditions, privacy policy, customer service processes, and applicable laws. We have no control over, and accept no responsibility for, the content, accuracy, availability, products, services, pricing, or conduct of any third-party provider.

The inclusion of a link or listing on OFFERINGS INDEX does not constitute an endorsement, recommendation, approval, or guarantee of that provider or their services. We cannot vouch for the quality, reliability, suitability, or safety of any third-party product or service, and we strongly encourage you to carry out your own due diligence before engaging with any provider. You access third-party sites and engage with third-party providers entirely at your own risk.

Accuracy and availability of content

We work hard to ensure that the information published on this site is accurate, current, and useful. However, we make no warranties, express or implied, as to the accuracy, completeness, timeliness, or fitness for any particular purpose of any content on this platform. We cannot guarantee that all information is free from error, and we are not responsible for any inaccuracies that result from changes made by providers after a listing is published.

We do not guarantee that the site will be available at all times, free from interruptions, or free from technical errors. The site may be unavailable during periods of maintenance, update, or due to circumstances outside our control. We reserve the right to modify, suspend, or discontinue any part of the site — including any listing or content — at any time and without prior notice.

Intellectual property

All original content on this site — including but not limited to written text, editorial copy, overviews, descriptions, FAQs, branding elements, logos, icons, page layout, and structural design — is the intellectual property of OFFERINGS INDEX or its licensors unless otherwise stated. All rights are reserved.

You may not reproduce, copy, distribute, republish, scrape, transmit, publicly display, modify, or use any content from this site for commercial purposes without our prior written permission. Limited personal, non-commercial use — such as saving a page for your own reference or sharing a link — is permitted, provided that you do not remove or alter any copyright, attribution, or other proprietary notices, and provided that such use does not constitute reproduction of the site's content at scale.

Any unauthorised use of our intellectual property may give rise to a claim for damages and/or constitute a criminal offence under applicable law.

Disclaimer and limitation of liability

This site is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. To the fullest extent permitted by applicable law:

  • OFFERINGS INDEX expressly disclaims all liability for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of, or inability to use, this site or its content.
  • We are not liable for any loss or damage arising from your reliance on information published on this site, or from your engagement with or purchase from any third-party provider.
  • We are not liable for any inaccuracies, errors, or omissions in any content on this site, whether caused by us, third-party providers, or otherwise.
  • We are not responsible for any loss of data, revenue, profits, business, or goodwill arising in connection with this platform.

Nothing in these terms is intended to exclude or restrict any liability that cannot be excluded or restricted under applicable law (for example, liability for fraud or for death or personal injury caused by negligence). In such cases, our liability is limited to the maximum extent permitted by law.

Indemnification

You agree to indemnify, defend, and hold harmless OFFERINGS INDEX and its operators, officers, employees, and agents from and against any and all claims, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with your use of the site, your breach of these terms, or any unlawful or improper conduct on your part.

Severability and waiver

If any provision of these terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, or severed from these terms if modification is not possible, and the remaining provisions shall continue in full force and effect. Our failure to enforce any right or provision of these terms on any occasion shall not constitute a waiver of that right or provision in the future.

Changes to these terms

We may update these terms of use from time to time to reflect changes in our practices, the nature of the site, or applicable law. When we make changes, we will update the "Last updated" date at the top of this page. We may also take steps to notify users of significant changes. Your continued use of the site after updated terms are posted constitutes your acceptance of those updated terms. We encourage you to review this page periodically.

Governing law

These terms are governed by and construed in accordance with applicable law. Any disputes arising from or in connection with your use of this site or these terms shall be subject to the jurisdiction of the relevant courts in the applicable territory. If you are a consumer, you may also have rights under the mandatory consumer protection laws of your country of residence, and nothing in these terms is intended to limit or exclude those rights.

Contact

If you have questions or concerns about these terms, or if you believe content on this site infringes your rights, please contact us at hello@offeringsindex.com. We are happy to discuss and, where appropriate, address any concerns promptly.